Malaysia’s leading Credit Bureau (formerly RAM Credit Information Sdn. Bhd.)
First Credit Reporting Agency in Malaysia to achieve International ISO 27001:2013 certification
Make the most informed credit decisions.
We help businesses lend responsibly and protect you and your customers from risk – sorting through information about the credit your customers applied for and whether their applications were successful.
Credit Report
Make sure you know who you’re dealing with when making business decisions or when engaging with a new partner.
Credit rating and scoring
Being able to quickly and accurately assess creditworthiness.
CrediTrack
Transform your lending process with a system that helps you to adapt and respond quickly to customer needs.
eKYC
Experian eKYC is an identity verification solution that enables you to onboard your customers in just a few minutes.
Business credit monitoring
Be in the know the moment the financial situation of your existing customers or partners changes, so you can take timely precautions.
Identity protection monitoring
Every day, more than 1 million people fall prey to identity theft. Businesses need to ensure they protect the personal information of their customers and employees.
Trade Bureau
Sharing of customers’ payment information across industries, both positive and negative, to better recover delinquent debts and reduce credit risks.