Credit Rating and Scoring
Expand your lending universe, mitigate risk and retain customers compliantly
Determine creditworthiness of individuals and businesses
Credit scores and ratings provide insights for businesses to assess an entity’s credit risk and payment capability. Experian can help you take better credit decisions about your suppliers and customers, and stay informed of risk profile changes.
Experian i-SCORE
Developed with leading global analytics capabilities, Experian i-SCORE is derived from credit information from CCRIS, business information as well as Experian proprietary and other publicly available data sets.
Insight into creditworthiness
Experian i-SCORE provides insight into the creditworthiness of an individual, or a small business for the next 12 months. The three-digit number predicts the probability of the individual or commercial entity to default.
Expand your business
The Experian i-SCORE acts as a tool to help you identify and expand into new segments as well as gives you a competitive edge in lending and portfolio management.
Our people
Deep and strong expertise in analytics across financial sectors and corporations.
Our expertise
Global leader in bureau analytics, with subject matter expertise from Experian’s global R&D centres working with leading financial institutions globally.
Our methodology
Advanced credit modelling techniques combined with significant industry experience in delivering over 400 models every year.