Market problems. Solved
Access data, technology and analytics to drive better decisions and the best business outcomes. Our commitment is to serve all industries across their unique needs.
CrediTrack
Increase operational productivity and profitability
Trade Bureau
Share customers’ payment information to improve credit risk management and debt recovery
International Credit Reports
Trade overseas with confidence
Powering your business
Trusted by financial institutions, fintechs and SMEs
Credit & Information Services
Helping you to lend fairly, consistently and responsibly, and prevent fraud.
As the leading credit bureau in Malaysia, we provide you with the data and tools to know the true state of your customers’ creditworthiness so you can make more informed business decisions.
Decisioning and Analytics
We use data science, analytics and technology to help you turn complex data into fast and efficient decisions.
From acquiring customers to managing your portfolio, we empower you to make analytics-based credit risk decisions that support your strategic goals.
Malaysia’s leading Credit Bureau (formerly RAM Credit Information Sdn. Bhd.)
First Credit Reporting Agency in Malaysia to achieve International ISO 27001:2013 certification
Why work with us
Data
The best of both worlds – quality and quantity. Our breadth of data is unmatched, as is our continuous focus on data quality.
Technology
Technology is our lifeline to the future – the vehicle for transformational data and analytics to power opportunities.
Innovation
We focus on our clients’ challenges and invest in our people to foster a culture of innovation. We have a track record of industry firsts.
Security First
We continuously invest in our systems and security measures to latest global standards to protect the data we hold.